:root{--ink:#1f2328;--ink-2:#454b52;--muted:#6c7279;--paper:#f6f6f4;--card:#fff;--line:#e3e4e2;--brand:#2b3036;--brand-2:#c7501a;--accent:#e05a1a;--accent-ink:#9a3c0e;--serif:"Fraunces",Georgia,serif;--sans:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.65;font-size:18px}
a{color:var(--brand-2)}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
header.nav{position:sticky;top:0;z-index:10;background:rgba(246,246,244,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font:700 21px "Space Grotesk",var(--sans);color:var(--ink);text-decoration:none;letter-spacing:-.02em;white-space:nowrap}
.logo .l{color:var(--accent)}
.nav-links{display:flex;align-items:center;gap:24px;font-size:15px}
.nav-links a{color:var(--ink-2);text-decoration:none}.nav-links a:hover{color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 22px;font:600 16px var(--sans);text-decoration:none}
.btn-primary{background:var(--accent);color:#fff!important}.btn-primary:hover{background:#c24c12}
.btn-small{padding:9px 16px;font-size:14px}
.btn-ghost{border:1.5px solid #fff;color:#fff!important}
@media(max-width:760px){.nav-links a:not(.btn){display:none}}
.crumbs{font-size:14px;color:var(--muted);margin:28px 0 0}.crumbs a{color:var(--muted)}
article{max-width:740px;margin:0 auto;padding:0 22px 40px}
.eyebrow{display:inline-block;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brand-2);margin:26px 0 12px}
h1,h2,h3{font-family:var(--serif);font-weight:650;letter-spacing:-.02em;line-height:1.15}
h1{font-size:clamp(34px,5vw,50px);margin:0 0 16px}
.byline{font-size:15px;color:var(--muted);margin:0 0 28px}
.answer{background:var(--card);border-left:4px solid var(--accent);border-radius:0 14px 14px 0;padding:20px 24px;margin:0 0 30px}
.answer b{display:block;font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:var(--brand-2);margin-bottom:6px}
.answer p{margin:0}
article h2{font-size:30px;margin:44px 0 12px}
article h3{font-size:22px;margin:28px 0 8px}
article p,article li{color:#2a2f35}
article ul,article ol{padding-left:24px}article li{margin-bottom:8px}
.callout{background:#fff3ec;border:1px solid #f6c9ad;border-radius:14px;padding:18px 22px;margin:24px 0;font-size:17px}
.check{list-style:none;padding:0}.check li{position:relative;padding-left:34px}
.check li::before{content:"";position:absolute;left:0;top:5px;width:20px;height:20px;border-radius:50%;background:#fde3d3 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23c7501a' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
table{width:100%;border-collapse:collapse;font-size:16px;margin:16px 0;background:var(--card);border-radius:12px;overflow:hidden}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);background:#fbfbfa}
.tbl{overflow-x:auto}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";color:var(--brand-2);font-size:22px;line-height:1}
.faq details[open] summary::after{content:"–"}.faq details p{margin:10px 0 0}
.cta{background:var(--brand);color:#e4e6e8;border-radius:20px;padding:32px;margin:44px 0 10px}
.cta h2{color:#fff;margin:0 0 10px;font-size:28px}.cta p{color:#c9cdd1;margin:0 0 20px}
.cta .row{display:flex;flex-wrap:wrap;gap:12px}
.sources{font-size:15px;color:var(--muted);border-top:1px solid var(--line);margin-top:40px;padding-top:16px}
.sources ol{padding-left:20px}.sources li{margin-bottom:6px;color:var(--muted)}
.related{max-width:740px;margin:0 auto;padding:0 22px 50px}
.related h2{font-size:24px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:16px}
.card{display:block;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;text-decoration:none;color:var(--ink)}
.card:hover{border-color:var(--brand-2)}
.card h3{font-size:21px;margin:0 0 8px}.card p{margin:0;color:var(--ink-2);font-size:16px}
.card span{display:inline-block;margin-top:12px;font-weight:600;color:var(--brand-2);font-size:15px}
.hub{max-width:1120px}.hub .cards{grid-template-columns:repeat(auto-fit,minmax(min(100%,440px),1fr))}
.hub-head{max-width:720px;margin:34px 0 30px}.hub-head h1{margin-top:6px}.hub-head p{color:var(--ink-2);font-size:19px}
footer{padding:36px 0 50px;border-top:1px solid var(--line);color:var(--muted);font-size:14px}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}footer a{color:var(--muted)}